Capital Fluency, LLC is a registered investment adviser located in Irvine, CA. Capital Fluency may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. For non-clients of the firm, Capital Fluency’s website is limited to the dissemination of general information pertaining to its investment advisory services.
Capital Fluency’s services are only offered to clients or prospective clients where Capital Fluency and its representatives are properly licensed or exempt from licensure.
This website is solely for informational purposes.
Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital.
No advice may be rendered by Capital Fluency unless a client service agreement is in place.
Capital Fluency provides links for your convenience to websites produced by other providers or industry related material. Accessing websites through links directs you away from our website. Capital Fluency is not responsible for errors or omissions in the material on third party websites, and does not necessarily approve of or endorse the information provided. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites.
This commentary on this website reflects the personal opinions, viewpoints and analyses of the Capital Fluency employees providing such comments, and should not be regarded as a description of advisory services provided by Capital Fluency or performance returns of any Capital Fluency investments client.
The views reflected in the commentary are subject to change at any time without notice. Nothing on this website constitutes investment advice, performance data or any recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security.
Capital Fluency manages its clients’ accounts using a variety of investment techniques and strategies, which are not necessarily discussed in the commentary. Investments in securities involve the risk of loss. Past performance is no guarantee of future results.
Asset Allocation does not guarantee a profit or protect against a loss in a declining market. It is a method used to help manage investment risk. Diversification does not guarantee a profit or protect against a loss in a declining market. It is a method used to help manage investment risk. Neither Asset Allocation nor Diversification guarantee a profit or protect against a loss in a declining market. They are methods used to help manage investment risk. To ensure compliance with requirements imposed by the U.S. Internal Revenue Service, any tax advice contained in this website is not intended or written to be used, and cannot be used for the purpose of (1) avoiding tax-related penalties under the U.S. Internal Revenue Code or (2) promoting, marketing or recommending to another party any tax-related matters addressed herein. Capital Fluency does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance
Please contact Capital Fluency at 949-415-4504 or at firstname.lastname@example.org to find out if we may conduct advisory business in the state where you reside. Accordingly, Capital Fluency does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, through this website. Any subsequent, direct communication with a prospective client shall be conducted by a Capital Fluency representative who is either registered or qualifies for an exemption or exclusion from registration in the state or country where the prospective client resides.
Capital Fluency web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Capital Fluency web site on the Internet should not be construed by any consumer and/or prospective client as Capital Fluency’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Capital Fluency with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Capital Fluency, please contact the SEC or the state securities law administrators for those states in which Capital Fluency maintains a notice filing. A copy of Capital Fluency current written disclosure statement discussing Capital Fluency’s business operations, services, and fees is available from Capital Fluency upon written request.
CAPITAL FLUENCY DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES AS TO THE ACCURACY, TIMELINESS, SUITABILITY, COMPLETENESS, OR RELEVANCE OF ANY INFORMATION PREPARED BY ANY UNAFFILIATED THIRD PARTY, WHETHER LINKED TO CAPITAL FLUENCY’s WEB SITE OR INCORPORATED HEREIN, AND TAKES NO RESPONSIBILITY THEREFOR. ALL SUCH INFORMATION IS PROVIDED SOLELY FOR CONVENIENCE PURPOSES ONLY AND ALL USERS THEREOF SHOULD BE GUIDED ACCORDINGLY.
Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended or undertaken by Capital Fluency) or product made reference to directly or indirectly by Capital Fluency in its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results.
Certain portions of Capital Fluency’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Capital Fluency (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Capital Fluency, or from any other investment professional. Capital Fluency are either attorneys nor accountants, and no portion of the web site content should be interpreted as legal, accounting or tax advice.
To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Capital Fluency website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Capital Fluency, or from any other investment professional.
EACH CLIENT AND PROSPECTIVE CLIENT AGREES, AS A CONDITION PRECEDENT TO HIS/HER/ITS ACCESS TO CAPITAL FLUENCY WEB SITE, TO RELEASE AND HOLD HARMLESS CAPITAL FLUENCY, ITS OFFICERS, DIRECTORS, OWNERS, EMPLOYEES AND AGENTS FROM ANY AND ALL ADVERSE CONSEQUENCES RESULTING FROM ANY OF HIS/HER/ITS ACTIONS AND/OR OMISSIONS WHICH ARE INDEPENDENT OF HIS/HER/ITS RECEIPT OF PERSONALIZED INDIVIDUAL ADVICE FROM CAPITAL FLUENCY.
A broker-dealer, investment adviser, BD agent or IA rep may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state’s broker-dealer, investment adviser, or BD agent or IA rep requirements, as the case may be. Follow-up or individualized responses to consumers in a particular state by a broker-dealer, investment adviser, BD agent or IA rep that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state’s broker-dealer, investment adviser, BD agent or IA rep requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA rep, a consumer should contact his or her stated securities law administrator.